Our Managed Equity Separate Account seeks to match or exceed US equity market returns while selling under performing stocks to lock in losses. Individual stock ownership gives us more control over your capital gains—we’re able to choose which lots to sell in order to minimize taxes or engage in tax loss harvesting. Some stocks have unrealized gains while others have losses that are realized when sold. It’s a strategy that allows us to be both tax efficient and opportunistic.
Our Niche Growth Strategies provide another way to offset strong gains by selling positions at a loss. Although generating losses on taxable investments is not our objective, it provides an attractive way to reduce taxable income. If you sell what’s down and let unrealized gains accumulate without selling, you don’t owe taxes back until those investments are sold.
The reality is that there will be losses realized in your portfolio. By strategically managing assets in a tax-aware manner, our approach seeks to maximize return, manage liquidity and minimize the effects of taxes on your portfolio. Focusing on after-tax returns and harvesting tax loss opportunities concurrently can keep more dollars in your pocket.